(NC)—Holiday parties are over, gifts are unwrapped and the Christmas tree is at the curb. Now it’s time to tackle a daunting pile of bills. Follow these three steps to avoid a debt spiral in 2012. 1. Get financial advice A financial advisor can help you pull together a plan to budget and pay off [...]

(ARA) – Buying holiday gifts can be a fun and easy experience when you go to the right place, and there is a certain joy that you get when you see someone opening a gift they’ve been waiting for all year. No matter the age of the person you’re buying for, there is one kind [...]

(NC)—If everyone in Canada wrapped just three gifts in reused paper or gift bags, it would save enough paper to cover 45,000 hockey rinks.* That’s a lot of paper! When wrapping your gifts this holiday season, consider making your own recycled or reusable wrapping paper. “From old scarves to baskets, there are many common items [...]

(ARA) – The past few years have been hard on the American pocketbook – and psyche. Just when we think we see the light at the end of the recessionary tunnel, something happens to make us pull our belts a little tighter and dampen our spirits. Many of us have had to curtail spending for [...]

(ARA) – Holiday shopping lists often contain toys, gift cards and other material items that the recipients can enjoy and put to good use. But your shopping list can go much further to not only benefit the recipients, but also a great cause. Make your holiday gifts go further this holiday season with gifts that [...]

(ARA) – If you’re like most Americans, you’ll be approaching this year’s biggest gift-buying season a bit more cautiously. With ongoing economic uncertainties, shoppers are expected to take a different approach to holiday shopping this year, preferring gifts that provide long-term real value versus those that provide an immediate, but short-lived “wow” effect. So what [...]

(ARA) – With each passing year, more Americans turn to the Internet to do their holiday shopping. In fact, more than 52 million people (37 percent of American consumers) shopped online from work during last year’s holiday season, according to the National Retail Federation. While many consumers are familiar with shopping online, it’s still important [...]

(NC)—With all of the holiday hunting and checking lists twice, it’s easy to overlook the simple ways to make sure gifts are safe for the giving. Every year, counterfeit products should be on the minds of gift-givers. Almost any product can be faked, especially popular gift items like electronics and toys. Lower prices may tempt [...]

(ARA) – The economy this holiday season is still uncertain, so it might be a good idea to holiday shop early, which can help you spread out expenses and find the best deals. The holiday decorations have been up in stores since Labor Day. Retailers seem interested in helping you tackle your gift list, even [...]

Love the holidays, but hate the holiday shopping? Ho-ho-hold the panic, you can do this. Learn to conquer the mall with these handy survival tips from shopping experts at RedFlagDeals.com: Stay cool. When you’re packed into a crowded mall jostling from store to store, that parka and fur-hat combo will have you melting like a [...]